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Schedule set for free info sessions on new N.C. small business health insurance option

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As healthcare costs continue to climb nationwide, Outer Banks small business owners finally have a new option to provide affordable coverage to their employees.

The Outer Banks Chamber of Commerce is hosting free information sessions November 18 to 20 across the region to explain how local businesses with as few as two employees can now access the same purchasing power as large corporations through a new partnership with Carolina HealthWorks and Blue Cross NC.

“Healthcare costs have squeezed small business owners for years,” said Karen Brown, President & CEO of the Outer Banks Chamber of Commerce. “We’re hearing from members who want to offer benefits to attract and keep good employees, but the costs have been prohibitive. This changes that.”

Small businesses—the backbone of the Outer Banks economy—have historically paid significantly more for health insurance than larger employers, with fewer plan options and less control over costs. For many local restaurants, retail shops, and service businesses operating on tight margins, offering health benefits has been simply out of reach.

Carolina HealthWorks allows small employers to band together for better rates—some businesses could see savings of up to 40% compared to ACA marketplace plans. The program offers approximately 38 plan options including medical, dental, and vision coverage, with streamlined administration that saves business owners time.

“This isn’t just about saving money—it’s about being able to compete for talent and take care of the people who make our businesses run,” Brown added. “In a tight labor market, benefits matter.”

Chamber members and non-members are invited to attend free sessions throughout the Outer Banks to learn how the program works, eligibility requirements, and enrollment details. Business owners can ask questions and get one-on-one guidance.

Schedule:

Registration is required. Register at www.outerbankschamber.com/chamberinformation/carolina-healthworks or call Kelly Allman at 252-441-8144.

Eligibility
Carolina HealthWorks is available to North Carolina businesses with two to 50 employees. Businesses must be Outer Banks Chamber members to participate. Non-members are encouraged to attend sessions to learn about both the healthcare program and Chamber membership benefits.

For more information about the program, visit www.bluecrossnc.com/shop-plans/employers/local-group/carolina-healthworks.

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